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ESTO

ESTO, established in 2016 and with Estonian roots, is a company that provides its customers with various financial services. Our brand started with the need for a new generation of payment solutions that would suit both the consumer and seller.

Today, we offer the largest selection of various payment solutions in the Baltics, and our partner network is made up of more than 600 partners and 100 000 consumers.

Helping Shoppers Make Fast Payments and Divide Their Expenses

Easy and convenient payment solutions

ESTO’s goal is to provide consumers with easy, convenient, and smart payment solutions, helping them shop responsibly. Our various financial solutions allow customers to buy big but pay small by dividing their expenses.

Bigger control over your expenses

Today’s customer wants significantly more control over their expenses than before, choosing how and how much they are willing to pay in what period. Our experience shows that customers are willing to spend significantly more money if presented with the opportunity to divide their expenses.

Helping Businesses Grow

Largest selection of payment solutions

ESTO’s goal is to provide consumers with easy, convenient, and smart payment solutions, helping them shop responsibly. Our various financial solutions allow customers to buy big but pay small by dividing their expenses.

Increasing turnover as well as popularity

Today’s customer wants significantly more control over their expenses than before, choosing how and how much they are willing to pay in what period. Our experience shows that customers are willing to spend significantly more money if presented with the opportunity to divide their expenses.

Mission

Creating a new generation of personal payment solutions for each customer segment. Solutions that are secure, fast, user-friendly, and functional on every sales channel in the Baltics.

Vision

Our vision is to bring sellers and buyers together through continuous innovation and smart payment solutions.

ESTO’s most noteworthy milestones

JUNE 2017

ESTO’s first signed contract

AUGUST 2017

First 100 partners

NOVEMBER 2018

Launching ESTO’s 3-part payment method SLICE in Kaup24.ee

APRIL 2019

Launching ESTO Account in Estonia

OCTOBER 2019

Launching the Buy Now, Pay Later payment method

AUGUST 2020

ESTO’s first signed contract in Lithuania; opening of the Lithuanian market

AUGUST 2020

First 500 partners

AUGUST 2020

ESTO signed the 50 0000th instalment contract

OCTOBER 2020

Reaching 100 000 active clients in Estonia

MARCH 2021

Launching ESTO Pay

ESTO - a Place for Innovation

At ESTO headquarters we are focused on providing innovative financial services to private as well as business clients. The best way to achieve this is to find top specialists in the field and create an open and inspiring work environment. If you feel like you would be an excellent fit for our team, let us know.

Available Jobs
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Esto Account

ESTO Account

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Partners

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About Us

About Us

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  • Contact

Blogs and News

Blogs and News

  • Money Diary
  • E-store Academy

Help Center

Help Center

  • Customer Support
  • Terms & Conditions
  • FAQ
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