Join ESTO!

By joining ESTO Account, you’ll have access to a credit limit that can be conveniently and quickly transferred to your personal account. Opening an account is free and without any management fees, taking only a minute. Easy.

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ESTO ACCOUNT

Join ESTO Account

How ESTO Account Works

1

Join

It only takes 1 minute to open the ESTO Account and get access to a monthly credit limit

2

Transfer money to your account

Transfer the credit amount to your current account and start shopping

3

Shop

Enjoy the monthly exclusive discounts and offers from ESTO’s partners

4

Flexible repayment

Choose a repayment schedule that suits you

A Safe Solution

Our main goal is to provide you with safe loan and payment solutions, both today and in the future. Continuous system monitoring, protection against fraud, and strong encryption are just some of the reasons why we are already trusted by over 100 000 customers and partners in the Baltics.

Estonia’s Biggest Partner Network

Join our customer base to receive exclusive offers from some of the biggest online stores in Estonia - offers so exclusive that they are solely created for our ESTO Account users.

120 000 +

satisfied customers

850 +

cooperation partners

60 +

monthly discounts

3 200 €

average credit limit

1.2 mln

monthly transactions

2.7 mln

monthly saved

Why Join ESTO Account

It only takes 60 seconds to open an account

Both opening and managing the account is free

After joining, you’ll be able to transfer the necessary sum to your personal account immediately

We will keep you up to date with monthly exclusive discounts from the biggest online stores in Estonia

You will choose a repayment schedule that suits your needs

All your actions are encrypted

Join ESTO Account

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Join ESTO!

How ESTO Account Works

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A Safe Solution

Estonia’s Biggest Partner Network

Why Join ESTO Account

FAST

AFFORDABLE

TRANSFER MONEY QUICKLY

DISCOUNTS

FLEXIBLE

SAFE